If you are in a car accident, you should talk to a car accident lawyer in Portland so that you can get the compensation you deserve. But before you do that, please review some of the common misconceptions about car accidents.
My Insurance Will Cover Everything: If you are in a car accident, you may think that your car insurance policy will pay for all of your damages. But if you are in a fault state, you will need to prove that the other driver caused your damages for you to be eligible for coverage.
Whichever insurance company pays for your damages, you can expect that they will try to pay you as little as they can; insurance companies make money when they pay out less in claims than they collect in premiums.
Also, note that insurance companies do not provide pain and suffering compensation in most car accident claims. If you are in a serious accident and have a lot of pain and suffering, you will need to file a lawsuit by using a car accident lawyer Portland.
Rear-End Crashes Are Always Caused by The Rear Driver: Most rear-end crashes are the fault of the driver that is behind, but not all of them. For example, if you don’t turn on your turn signal when making a turn into a parking lot and someone hits you from behind, you may be at fault in the crash.
So, you should not assume if you are hit from behind that the other driver’s insurance company will offer you a fair settlement without a fight. You will usually need to have a skilled attorney working for you.
Every Driver Has Insurance: The reality is that about ¼ of drivers in many states do not have insurance, even though it’s required. Many drivers get insurance when they need to renew their registration and drop it as soon as they can.
This means if you are hit by a driver without insurance, you could have trouble collecting compensation for your injuries and damages.
It’s vital that you carry uninsured and underinsured driver insurance on your policy. This coverage will protect you if you are in an accident with an underinsured or uninsured driver. Also, this protection covers you if you are in a hit-and-run accident and cannot find the at-fault driver.
The Insurance Adjuster Wants to Help You: The insurance adjuster’s job is to pay as little for your claim as he can. If possible, the insurance adjuster will deny your claim! That is another reason you need to hire the best car accident lawyer in Portland to represent your interests.
Your attorney will negotiate more effectively with the adjuster than you can because he or she has years of experience doing exactly that.
You Don’t Need Medical Attention: One of the biggest mistakes that people make is they don’t go to the doctor after an accident. People don’t like going to the doctor or taking the time, and maybe they think they are not hurt.
But you may have injuries that you don’t know about right after the accident. You should always go to the doctor to be looked over after an accident. If you find out you are hurt several days after the accident, the insurance company will probably try to argue that your injuries are unrelated to the accident.
Keep each of these misconceptions in mind when you are in a car accident so you know how to deal with the situation more effectively.