Blog & Journal


How A Credit Access Business Can Help

lenardjohnson November 7, 2016

Have you heard about Credit Access Businesses (CABs)? If the answer is no and you need fast access to cash, then it’s time you learned all about them. As an alternative to traditional lenders in Texas, online direct lenders that are CABs provide a quick and convenient way to get the money you need.


There are some months where you need some extra help. Bills pile up, necessary repairs need to be completed, and other costly events occur with no consideration for your savings account. When enough of these surprises happen at the same time, you may not have enough of your own money to pay for these responsibilities. That’s where CABs come in. They can arrange loans of up to $1,000 to help when you experience accidental cash shortages.

While the size of their products is certainly one way to identify CABs, it’s their conduct that sets them apart the most. An online, direct approach informs the way they review and approve your application. Compared to many lenders that rely on in-person meetings at brick-and-mortar locations, direct lenders do most of their business online. Important details regarding their products and the application for their loans can be found on their websites, making it incredibly easy to read-up on your options and commit to assistance.

It’s also a less complex process than traditional methods. They aim to eliminate the stress involved in borrowing money by making a straightforward, direct way of dealing with their customers. As a CAB they arrange a loan with an unaffiliated third-party lender on your behalf. Once it’s secured, they’ll take over any ongoing servicing of the loan, ensuring you only have one point of contact to worry about. As a result, the process is simple and hassle-free.

Consumers like you can safeguard their choice of CAB by ensuring the company has the appropriate license from the state to facilitate loans in your area. In the state of Texas, CABs like Moneykey receive their license from the Office of the Consumer Credit Commission, and they’re also registered as a Credit Services Organization (CSO). This accreditation means their installment loans may differ from traditional cash advances. Rather than requiring the loan’s full repayment by the date of your next paycheck, flex-pay installment loans are repaid over a longer term that coincides with several paydays. For more details about the interest and fees involved in this kind of loan, check out and read up on the information available.

A Credit Access Business is a convenient way to take the stress out of needing money. Take the time to read up on the assistance they can provide, and learn how a loan secured through a CAB can help you solve your cash shortage.

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